•	There are no medical examinations
•	You can obtain cover even if you have previously suffered from a serious illness or injury
•	You can adjust your level of cover to suit your individual needs and budget
•	Benefits can be used for any purpose including paying off or reducing your loan
•	There is a 30 day free period for you to ensure the cover is suitable for your needs

Loan Protection Plan Benefits:

Death and Terminal Illness Benefit (12 months life expectancy). Pays the loan amount rounded up to the next $10,000 this is subject to a minimum of $50,000 and a maximum of $750,000.

Living Benefit covers 11 serious medical conditions. Pays 30% of the Death Benefit.

Unemployment Benefit for involuntary unemployment occurring during the first year. Cover extends to self employed and persons on fixed term contracts. Pays a maximum of three monthly benefits at the rate of 1% of the Death Benefit per month* (max $2,500 per month).
* a one month waiting period applies

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