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Policy documents

Policy documents

If your ALI Group policy commenced:

  • Before 27 September 2021, please contact us to get a copy of your Product Disclosure Statement and/or Policy Document.  
  • On or after 27 September 2021, please refer below:

Combined Product Disclosure Statement and Policy Document (PDS)
Product Disclosure Statement (PDS) Update (20231109)
Financial Services Guide (FSG)


What is a Financial Services Guide (FSG)?

Our Financial Services Guide contains information about us and the services we provide, how we are remunerated (and how we may remunerate others) and what to do you if you are not happy with our services. This information is to help you decide if you want to use our services. 

What is a combined Product Disclosure Statement and Policy Document (PDS)?

Our combined Product Disclosure Statement and Policy Document contains information about the financial product including any fees payable, benefits, characteristics, terms and conditions, and any risks associated with it. We provide this information to help you make an informed decision on whether to purchase the product, and to help you if you need to make a claim in the future.

My Protection Plan is issued by Zurich Australia Limited ABN 92 000 010 195 AFSL 232510. It is distributed by Australian Life Insurance Distribution Pty Ltd ABN 31 103 157 811 AFSL 226403 (ALI). ALI’s AFS licence authorises the provision of general financial product advice only. This means that any advice provided to you by ALI and its representatives (including mortgage brokers appointed as its authorised representatives) in relation to My Protection Plan does not take into consideration your personal objectives, financial situation and needs, or any information held as a result of the provision of credit assistance by your mortgage broker relating to your home loan or other loans. Whilst the initial My Protection Plan quote you received was based on your loan amount, we are not recommending that this product nor any specific cover amount is personally suited to you and your circumstances. You should consider the combined Product Disclosure Statement and Policy Document (PDS) when deciding if this product is appropriate for you. You may also wish to review the Target Market Determination (TMD) which describes the objectives, financial situation and needs we have designed the product to meet. The PDS and TMD are available at If you require advice specific to your circumstances, you should speak to a financial adviser. © ALI Group 2021


If you have an existing policy with us your benefits may differ. Please contact us to discuss.