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Terms and Conditions

Terms and Conditions

'Summer Break giveaway' (Promotion) Terms and Conditions

1. The ALI Group "Summer Break giveaway” (Promotion) is promoted by Australian Life Insurance Distribution Pty Ltd ABN 31 103 157 811 AFSL 226403 (ALI Group) of Suite 4.02, 151 Castlereagh Street, Sydney NSW 2000 (Promoter).
2. Information on how to enter and details of the prizes form part of these Terms and Conditions. Participation in this Promotion is deemed acceptance of these Terms and Conditions. If there is any conflict between these Terms and Conditions and any other published material, these Terms and Conditions prevail.
3. The Promotion commences 12:00am AEDT Thursday 18 November 2021 and ends 11:59pm AEDT Sunday 9 January 2022 (Promotional Period). 
4. Entry is open to all owners of life insurance policies distributed by ALI Group except for policy owners who are employees of the Promoter, its related Bodies Corporate, or their immediate family members.
5. The Promoter reserves the right, at any time, to verify the validity of entries and entrants, and to disqualify any entry or entrant not meeting the entry requirements.  
6. Entries will be awarded as follows:
a. One entry upon registration with the Extra Benefits online store during the Promotional Period.
b. One entry, to a maximum of five entries, upon a successful purchase from the Extra Benefits online store (via https://extrabenefits.aligroup.com.au/) during the Promotional Period. 
7. Winners be drawn randomly as follows at 10am AEDT on 10 January 2022 at the office of the Promoter:
a. 5 winners who are domiciled in New South Wales or Australian Capital Territory
b. 5 winners who are domiciled  in Queensland
c. 5 winners who are domiciled  in South Australia or Northern Territory
d. 5 winners who are domiciled  in Victoria or Tasmania
e. 5 winners who are domiciled  in Western Australia
8. Each winner will receive $1,000 Extra Benefits credit.
9. The total value of the prize pool is $25,000.
10. Each Prize:
a. will be provided with instructions on redemption and use;
b. must be used in accordance with the terms and conditions of its issuance; 
c. expires on the expiration date provided in the email (30/06/2022), and after the expiration date is no longer valid which means that all transactions will be declined, and any remaining balance forfeited.
11. Any ancillary costs associated with using a Prize are expressly excluded. Prizes are not redeemable as cash and any unused balance will not be awarded as cash, unless otherwise specified.
12. The Promoter reserves the right to substitute Prizes with other prizes of the same value.
13. Prize winners will be notified within 1 business days of the prize draw via email to the respective email address recorded in their Extra Benefits account.
14. Prize winners will be published Wednesday 12 January 2022 on the campaign webpage https://info.aligroup.com.au/summergiveaway 
15. Prize draws are final. If there is a dispute as to the identity of an Entrant, the Promoter reserves the right, in its sole discretion, to determine the identity of the Entrant.  No correspondence will be entered into by the Promoter.
16. If the Promoter is unable to successfully contact a prize winner within 3 months of the respective prize draw date, that prize will be forfeited by that prize winner. An unclaimed prize draw will occur for the Promotion at 10am (AEST) 29 April 2022 at the premises of the Promoter.
17. Any redrawn prize winners will be published Wednesday 4 May 2022 on the campaign webpage https://info.aligroup.com.au/summergiveaway 
18. Entrants consent to the Promoter using their name, likeness, image and/or voice in the event they are a prize winner (including photograph, file and/or recording of same) in any media for an unlimited period without remuneration for the purpose of promoting the Promotion (including any outcome), and promoting any products manufactured, distributed and/or supplied by the Promoter.
19. As a condition of accepting a prize, prize winners must sign any legal documentation as and in the form required by the Promoter and/or prize suppliers in their absolute discretion, including but not limited to a legal release and indemnity form.
20. This Promotion is not available in conjunction with any other promotion, unless specifically allowed by the Promoter in writing, and the Promoter reserves the right at any time to disqualify any person from receiving a prize in the event of any of the following:
a. suspected fraudulent activity; or
b. breach of these Terms and Conditions; or
c. any act by an entrant or policy owner that is not in good faith; or
d. any false or misleading conduct of any kind.
21. The Promoter’s decision is final, and no correspondence will be entered into.
22. The Promoter reserves the right in its sole discretion or subject to any written directions from a regulatory authority, to modify, suspend, terminate or cancel the Promotion at any time without notice.
23. The Promoter, (including its officers, employees and agents) will not be liable for any loss or damage whatsoever (including but not limited to direct or consequential loss) for any theft, unauthorised access, third party interference, any technical difficulties or equipment malfunction, or personal injury (including loss of opportunity) suffered or sustained, in connection with the Promotion, the receipt, acceptance or use of a prize (whether negligent or not) of the Promoters or officers, employees or agents, except for any liability that cannot be excluded by law.
24. Nothing in these Terms and Conditions limits, excludes or modifies or purports to limit, exclude or modify the statutory consumer guarantees as provided under the Competition and Consumer Act, as well as any other implied warranties under the ASIC Act or similar consumer protection laws in the States and Territories of Australia (Non-Excludable Guarantees). Except for any liability that cannot by law be excluded, including the Non-Excludable Guarantees, the Promoter (including their officers, employees and agents) excludes all liability (including negligence), for any personal injury, or any loss of damage (including loss of opportunity), whether direct, indirect, special or consequential, arising in any way out of the Promotion.
25. Except for liability that cannot by law be excluded, including Non-Excludable Guarantees, the Promoter (including their officers, employees and agents) are not responsible for any exclude all liability (including negligence), for any personal injury, or any loss of damage (including loss of opportunity), whether direct or indirect, special or consequential, arising in any way out of:
a. any technical difficulties or equipment malfunction (whether or not under the Promoter’s control);
b. any theft, unauthorised access or third party interference;
c. any entry or prize claim that is late, lost, altered, damaged or misdirected (whether or not after their receipt by the Promoter) due to any reason beyond the reasonable control of the Promoter;
d. any variation in prize value to that stated in these Terms and Conditions;
e. any tax liability incurred by a prize winner or an entrant; or
f. taking and/or use of a prize.
26. The Promoter collects personal information in order to conduct the Promotion and may, for this purpose, disclose such information to third parties, including but not limited to agents, contractors, service providers and prize suppliers.  Entry is conditional on providing this information.  The Promoter may, for an indefinite period, unless otherwise advised, use the information for promotional, marketing, publicity, research and profiling purposes, including sending electronic message or telephoning the Entrants.  Entrants should direct any request to access, opt-out, update or correct information to the Promoter. All entries become the property of the Promoter.
27. Permit Numbers: SA T21/1808, ACT TP 21/02005, NSW authority number – TP/00341