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Extra Benefits

How would you like to save more than $2,000 per year?*

ALI's everyday savings program helps you save where it counts

At ALI we don’t want our policyholders having to give up their financial protection just to make ends meet, which is why we’ve introduced our exclusive rewards program as a way of helping Aussies save money on everyday purchases and even offset the cost of their cover.

Launch the savings calculator Launch Extra Benefits

claims-img-breakout7.5% off your groceries#

We're yet to find another loyalty program with savings as high as these.

Discounts are current as at 1 March 2022 and are subject to change.

Close to 100 retailers to choose from with some of our most popular below.

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Launch Extra Benefits

Frequently asked questions

Find answers to our most asked questions here.

Need help with Extra Benefits?

Give us a call
Call 1800 006 776
1 What is Extra Benefits?

Extra Benefits is an online rewards program which can help its members save on everyday purchases. With almost 100 retailers members can buy supermarket, petrol and other retail eGift and physical cards, and eMovie tickets with savings of up to 30%.

How does it work?

Buy, for example, a $100 eGift card with 10% savings and pay only $90.

Receive digital gift cards via email or SMS to access on your phone and use them when in store.

Watch your savings grow over time on your everyday purchases. This may even offset the cost of your monthly premium!*

Plus, you can take advantage of in-store or online discounts, saving even more with Extra Benefits.

*Based on the average household expenditure from the Household Expenditure Survey, Australia, 2018-16, ABS and average weekly cost of Fuel as reported on www.savings.com.au/car-loans/ongoing-car-costs, using the discounts available in the Extra Benefits store can deliver significant savings. Applying the maximum discount available to six categories can deliver savings of $2,001 per annum as calculated here.

How do I activate my Extra Benefits account?

Extra Benefits is an exclusive rewards program for current policyholders and authorised representatives of ALI Group. Upon policy commencement an activation email will be issued to your email address with instructions on how to activate your account. If you have trouble locating this email, you can activate your account here using the email address that is listed on your policy or authorisation. Activation is simple and takes less than a minute!

How much could I save?

It is possible to save $2,000 per year* according to our calculations on the average family household expenditure, but will depend on how frequently you use Extra Benefits and which partners you redeem from.

Who can I contact for help?

For help with activating your account or issues with logging in please email [email protected] or contact 1800 006 776 during business hours.

For any issues with orders or the use of eGift cards please email [email protected] or call 1300 724 477.

ALI Group is not the supplier, distributer or reseller of any product or service which is subject of Extra Benefits. For further details please refer to the Terms and Conditions.

What happens if I cancel my ALI Group policy?

As Extra Benefits is an exclusive perk for ALI policyholders, if your policy is cancelled your Extra Benefits account will become inactive within 30 days.

Any eGift cards you have purchased can still be accessed by email at the time they were purchased and will be valid in alignment with the expiration date provided.

For more information please refer to the Terms and Conditions.

Newlyweds John (30) and Sarah (34), protected for $300,000

John and Sarah have just purchased their first home through their mortgage broker. They made the informed decision to take out an ALI Policy, which will cost them $1,173 a year^. As ALI policyholders, they have access to Extra Benefits, and estimate they can save at least $122 per month. Using the program for their weekly food shops, retail, petrol and more will offset the cost of their monthly premiums.

See how we did the maths Launch Extra Benefits
* Based on the average household expenditure from the Household Expenditure Survey, Australia, 2015-16, ABS and average weekly cost of Fuel as reported on https://www.savings.com.au/car-loans/ongoing-car-costs, using the discounts available in the Extra Benefits store can deliver significant savings. Applying the maximum discount available to six categories can deliver savings of $2,001 per annum as calculated here
# Discount shown is the maximum across all eGift cards in this category as at 1 March 2022. Discounts are current as at 1 March 2022 and are subject to change.

^Premium includes $7 policy fee and is calculated based on joint policy, 30 year old male, 34 year old female nonsmokers with a sum insured of $300,000.

The Extra Benefits program is operated by The Ambassador Card Pty Ltd ABN 27 271 418 094 and is available to holders of current policies distributed by Australian Life Insurance Distribution Pty Ltd ABN 31 103 157 811 AFSL 226403. Terms & Conditions apply visit https://extrabenefits.aligroup.com.au/terms-conditions © ALI Group 2023